Insurance, Dental Plans & Financing
We believe exceptional multi-specialty dental care should be transparent and manageable. Whether maximizing your PPO insurance benefits, joining our in-house plan, or utilizing flexible financing, our team is here to assist you.
Dental Insurance
We work with all PPO insurance plans on an Out-of-Network basis, doing everything possible to fully accommodate and notify you of your dental benefits prior to your appointments. Our trained staff helps you maximize coverage and handle all claims seamlessly.
Tribeca Dental Studio Membership Plan
Designed for patients without private insurance who want comprehensive preventive protection and specialist discounts.
Comprehensive Care Package
Third-Party Financing
Split your dental treatment into manageable monthly payments with quick approval process.
Cherry Financing
Cherry is a modern patient payment solution that allows you to break your treatment cost into smaller, stress-free monthly payments. Applying takes seconds with no hard credit check.
- 0% APR options available for qualifying patients
- No hard credit pull to check approval terms
- Flexible payment terms up to 24+ months
CareCredit
CareCredit is a dedicated healthcare credit card designed specifically for your health and wellness needs. It helps you pay for out-of-pocket expenses not covered by medical insurance.
- Shorter-term 6, 12, 18, or 24 month interest-free financing
- Use it for preventive, cosmetic, or emergency care
- Instant decision upon submitting application
My Honest Take on Dental Insurance
I'll be straight with you: dental insurance too often decides what treatment you get, instead of your actual mouth deciding. Plans come with yearly maximums, waiting periods, and fine print that can push a dentist toward the cheapest option rather than the right one. I didn't become a dentist to ask an insurance company for permission to take care of you.
We're a fee-for-service practice, which means my diagnosis comes first and your treatment plan is built around what's actually wrong — not what a plan will cover. We work with many insurance plans as an out-of-network provider and we'll help you understand your benefits. But the clinical decision stays between you and me. That's non-negotiable.
Our $70/Month Membership Plan
I created our membership plan for a simple reason: too many people without insurance were skipping the dentist entirely, and small problems were turning into big ones. For $70 a month — normally $100 — the plan covers your preventive care, exams, and routine visits. There's no insurance company in the middle, no claims, no waiting for approvals.
It works like this: one predictable monthly payment, and your regular dental care is taken care of. If you ever need treatment beyond the routine, we'll talk through it together first, with clear numbers before anything happens. Call us at +1 212-561-5303 and we'll walk you through whether the plan fits your needs.
Frequently Asked Questions
Do you accept dental insurance?
We're a fee-for-service practice and work with many insurance plans as an out-of-network provider — we'll help you understand and use your benefits. But we don't let any plan dictate your treatment; the clinical decision is always based on what your mouth actually needs.
What is the $70/month membership plan and what does it cover?
It's our in-house plan for patients without insurance: $70 a month (normally $100) covers your preventive care, exams, and routine visits — with no insurance company involved. One predictable payment, no claims, no waiting on approvals. Call +1 212-561-5303 and we'll help you decide if it's right for you.
Do you offer payment plans or financing?
We know dental treatment can be a significant investment, and we never want cost to be a surprise. Before any treatment begins, we go over the full cost with you and talk through the options available — call our office at +1 212-561-5303 and we'll walk you through it.
What if I don't have insurance?
You're in good company — many of our patients don't have dental insurance, which is exactly why we created the $70/month membership plan. It covers your preventive care and routine visits with no insurance company in the middle. Book online or call +1 212-561-5303 and we'll get you set up.
Do you accept my specific insurance plan?
The fastest way to know for sure is to call our office at +1 212-561-5303 — we'll verify your benefits before your visit so there are no surprises. As an out-of-network provider, we work with many plans and we'll explain exactly what your coverage means for your treatment.
When is payment due?
We always discuss the full cost with you before any treatment begins, so you'll never be caught off guard. Our team will explain your payment options at that time — if you have questions beforehand, just call +1 212-561-5303.
Questions About Your Coverage?
Our experienced administrative team will personally verify your insurance or guide you through our membership and financing options.
Contact Financial TeamDental Care in Tribeca, New York
Tribeca Dental Studio has served Lower Manhattan from 54 Warren Street since 2007. Our practice brings together general dentistry, pediatric dentistry, orthodontics, oral surgery, and periodontics under one roof — so families don't need to travel between offices for different kinds of care.
Dr. Nina Izhaky leads our clinical team with a focus on airway health, dental implants, veneers, and pediatric dentistry. Our approach starts with diagnosis: we find out why a problem exists before recommending treatment. For snoring and sleep apnea, that means identifying the cause — whether it's nasal obstruction, jaw position, or soft tissue — rather than defaulting to a single device or procedure.
We use 3D CBCT imaging, digital planning, and laser dentistry including NightLase for snoring and LANAP for gum disease. Our Biolase laser means most cavities can be treated with no needles, no drill sounds, and no numbness — patients return to work or school right after their visit.
For patients without insurance, our dental plan is $70 per month (normally $100), covering preventive care, exams, and routine visits with no insurance company in the middle. We are located at 54 Warren St, New York, NY 10007, serving Tribeca, SoHo, Battery Park City, the Financial District, and surrounding downtown neighborhoods.
